- Thinking of making a move? Contact Nancy Hofmann!
- 410-459-4445 (m)
- 410-886-7342 (o)
- nancy@livetowson.com
Buyers
If you are buying a home…I will help you organize and define your needs and desires in a home. We will then provide you with information on the best properties available that meet your needs. We also have a close network of lenders, title escrow, and insurance companies to assist you in the successful completion of a SMOOTH transaction from beginning to close.
March 8, 2023
Learn about homes where families live in the same home with elderly parents, children who have boomeranged back home, or other extended family members.
March 7, 2023
Before you let reports that make this claim impact your decisions, you should understand what these claims are based on.
February 23, 2023
If you’re aiming to buy a home, here’s what you need to know to accomplish that goal.
February 15, 2023
Even though there aren’t a lot of homes for sale today, new home inventory is on the rise, and many builders are offering incentives.
February 13, 2023
To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are and how much you should budget for.
February 10, 2023
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To win as a buyer, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd.
February 3, 2023
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Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
January 28, 2023
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On average, nationwide, home prices appreciated by 288.7% over the last 32 years. That means homeowners grow their net worth significantly in the long term.
January 27, 2023
In most years, the housing market goes through predictable seasonal trends in activity. Winter is typically a quiet point in the year, while spring sees a surge of buyers begin their search. And experts project that this year will be no exception.
January 20, 2023
Basically, pre-approval gives you critical information about the homebuying process that’ll help you understand your options and what you may be able to borrow.
January 14, 2023
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If you’re looking to become a homeowner this year, it’s important to know these housing terms and how they relate to the current market so you feel confident throughout the homebuying process.
January 6, 2023
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Work on your credit and save for a down payment. If saving feels like a challenge, there’s help available. Then, get pre-approved, create a list of desired features, and prioritize them.
January 4, 2023
If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home.
January 3, 2023
If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves.
January 2, 2023
With higher mortgage rates and moderating buyer demand, conditions in the housing market are different today.
December 26, 2022
Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase.
December 22, 2022
While the financial aspects of buying a home are important, the non-financial and emotional reasons are too. Home means something different to all of us.
December 14, 2022
Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold?
December 8, 2022
There are many people thinking about buying a home, but with everything affecting the economy, some are wondering if it’s a smart decision to buy now or if it makes more sense to wait it out.
December 7, 2022
There’s no doubt buying a home today is different than it was over the past couple of years, and the shift in the market has led to advantages for buyers today.
December 5, 2022
As you set out to make a purchase this winter, you’ll need to be strategic so you can find a home that meets your needs and budget.
December 2, 2022
If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead.
November 5, 2022
If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership.
November 4, 2022
It turns out, millennials aren’t the renter generation after all.
November 2, 2022
If you were outbid or had trouble finding a home in the past, now may be the moment you’ve been waiting for. Let’s connect to start the homebuying process today.
October 31, 2022
One way to take the fear out of budgeting is understanding some of the costs you might encounter. And to do that, turn to trusted real estate professionals.
October 28, 2022
![applying-for-a-mortgage-doesn’t-have-to-be-scary-[infographic]](https://www.livetowson.com/wp-content/uploads/2022/10/11711-applying-for-a-mortgage-doesnt-have-to-be-scary-infographic-1.png)
Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home.
October 24, 2022
If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved.
October 19, 2022
While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%.
October 17, 2022
While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move.
October 14, 2022
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If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall.
October 12, 2022
If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan.
October 10, 2022
Saving for your down payment is an important first step on your homebuying journey. Let’s connect today and make sure you have a trusted lender to help explore your options.
October 8, 2022
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The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more.
October 5, 2022
Today’s cooling housing market, the rise in mortgage rates, and mounting economic concerns have some people questioning: should I still buy a home this year?
October 1, 2022
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Buying a home can help you escape the cycle of rising rents, it’s a powerful wealth-building tool, and it’s typically considered a good hedge against inflation.
September 28, 2022
The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget.
September 16, 2022
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Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and helps sellers know your offer is serious.
September 15, 2022
Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year.
September 13, 2022
It’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home.
September 10, 2022
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The right advisor utilizes the latest technology and can help you navigate today’s home pricing and market values, the contracts and fine print, and the negotiations you’ll face.
September 7, 2022
If you’ve been thinking of buying a home, you may have been watching what’s happened with mortgage rates over the past year.
September 1, 2022
The inventory of newly built homes, however, is also rising. And with more options available than there have been in years, a new home may be just the answer you’re looking for.
August 31, 2022
But here’s the news you’ve been waiting for: data shows clear signs bidding wars are easing this year.
August 25, 2022
Regardless of the source, the increase in available housing supply is good for buyers. More housing supply actively for sale means you have more options as your search for your next home.
August 22, 2022
If you put off your home search at any point over the past two years, you may want to consider picking it back up based on today’s housing market conditions.
August 19, 2022
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A home inspection is a crucial step in the home buying process. It assesses the condition of the home you plan to purchase so you can avoid costly surprises down the road.
August 4, 2022
With home equity and a shield against inflation on the line, it may make more sense to buy a home if you’re able to.
July 31, 2022
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The housing market is moving away from the frenzy of the past year and it’s opening doors for you if you’re thinking about buying a home.
July 28, 2022
There are more homes for sale today than at any time last year.
July 27, 2022
Mortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market.
July 21, 2022
While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up.
July 20, 2022
While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up.
July 17, 2022
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It’s worth considering the many benefits of homeownership before you make the decision to rent or buy a home.
July 14, 2022
If you’re ready to become a homeowner, know that buying today can set you up for long-term success as your asset’s value (and your own net worth) is projected to grow with the ongoing home price appreciation.
July 12, 2022
Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent.
July 10, 2022
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According to the latest data from CoreLogic, the average homeowner gained $64,000 in home equity over the past 12 months.
June 30, 2022
Down payment assistance programs have helped many homebuyers achieve their dreams, and if you qualify, they could help you, too.
June 29, 2022
With moderating levels of buyer competition and more homes actively for sale, your home search may have gotten a bit less challenging
June 24, 2022
If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high.
June 23, 2022
Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind.
June 20, 2022
If you’re looking to buy your first home, you’re likely balancing several factors.
June 10, 2022
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June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home.
June 8, 2022
As people realize their needs are changing, some are turning to luxury housing to find their dream home.
May 20, 2022
If recent headlines about rising inflation are making you wonder if it’s still a good time to buy, here’s what experts have to say.
April 20, 2022
In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important.
March 25, 2022
If you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or condos) could be a great alternative for you.
August 19, 2021
There’s a common misconception that younger generations aren’t interested in homeownership.
August 10, 2021
If you’re a first-time buyer looking for a starter home or are someone who’s interested in downsizing, it may be worth considering a condominium (condo) as a worthwhile option.
August 2, 2021
Before you decide whether you’re ready to buy a home, you should know how to answer these three questions.
July 21, 2021
If you’re longing for a dedicated home office or a change in scenery, now may be the time to find the home that addresses your evolving needs.
July 15, 2021
Let’s look closely at the market conditions that impact home affordability.
July 7, 2021
For many young or first-time homebuyers, purchasing a home can feel intimidating.
June 27, 2021
You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really mean, and why is it so important?
June 16, 2021
The major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy.
June 15, 2021
It's essential to understand how to make a confident and competitive offer on your dream home. Here are five tips for success in this critical stage of the homebuying process.
June 11, 2021
When it comes to buying a house, you’re looking for the perfect place to call home. The problem is, in today’s market there just aren’t that many homes available to purchase.
June 3, 2021
Are you clamoring for extra rooms or a more functional floorplan in your house? Maybe it’s time to make a move.
May 10, 2021
Understanding how housing affordability works and the main market factors that impact it may help those who are ready to buy a home narrow down the optimal window of time in which to make a purchase.
May 6, 2021
Many people are sitting on the fence trying to decide if now’s the time to buy a home.
April 28, 2021
The question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers’ market, which means real estate is ultra-competitive for buyers right now.
April 28, 2021
For generations, the process of buying and selling a home never really changed. A homeowner would try to estimate the market value of their house, then tack on a little extra to give themselves some negotiating room.
April 27, 2021
This year, Americans are moving for a variety of reasons. Spending so much more time in our current homes has driven many people to reconsider what homeownership means and what they find most valuable in their living spaces.
April 16, 2021
In a normal market, it’s good to have an experienced guide coaching you through the process of buying or selling a home.
January 24, 2021
According to many experts, the real estate market is expected to continue growing in 2021, and it’s largely driven by the lasting impact the pandemic is having on our lifestyles.
January 24, 2021
Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year.
January 24, 2021
If you’re dreaming of buying a home this year, start by connecting with a local real estate professional to understand what goes into the process. With a trusted advisor at your side, you can then begin to answer the questions below to set yourself up for homebuying success.